We're Different

Unlike commissioned advisors, we are an independent, fee-only firm with no investment products to sell.  Except for superior performance (and happy clients), we have nothing to gain from recommending one investment over another.  Because our fees are dependent upon the value of your portfolio, we have a vested interest in protecting and increasing your wealth.  Our approach to your investments is similar to running a successful business:  a consistent focus on maximizing profits, minimizing costs (including taxes) and taking risk when and if it provides ample reward.

Who Should Sign up for Portfolio Management Services

Our Portfolio Management Services are a good fit if you:

• have between $20,000 and $200,000 in liquid assets
• are seeking an alternative to low-yield CDs
• want an advisor who is both required and motivated to do what's best for you
• want to make the most of your investments (i.e., maximize return) without significant risk
• don't have the time, interest or discipline that it takes to read prospectuses, monitor your investments, watch the markets and rebalance your portfolio
• are comfortable delegating (we won't invest in "hot" tips)
• have realistic expectations (unrealistic would be, "I want to make 30% every year, but I can't tolerate short-term losses.")

We offer our Portfolio Management Services to a limited number of clients who, at the minimum, meet the above criterion.

What You Can Expect

When you sign up for our Portfolio Management Services, we will:

• listen to you and respect your needs
• take an assessment of your current financial situation and investment objectives
• work with you to design an investment portfolio based on your individual situation
• provide seamless, ongoing management of your portfolio, using passive investment strategies
• send you quarterly investment statements
• keep you on track with periodic meetings, during which we review your investment portfolio and suggested modifications
• be available to answer questions about your investment portfolio

Our Portfolio Management fees are 1.50% per year, charged in arrears, and based upon the value of your investment portfolio.

Contact us to see for yourself that, when we say we're different, we mean it.

We define liquid assets as anything you can quickly convert to cash.  In general, it’s the total of your checking + savings + CDs + IRAs + 401ks + 529s + taxable investment accounts.